CIS are a licensed general insurance broker. We advise on all general insurance products ranging from, but not limited to, Public Liability, Professional Indemnity, Workers Compensation and property insurance.
Our general insurance license does not permit CIS to provide any form of advice on life insurance or life insurance products.
Given that these life insurance products often align with and compliment your general insurance program, CIS work closely with a panel of preferred life insurance advisors.

For all of your life insurance, income protection, trauma insurance, group superannuation scheme, buy / sell agreements and ….. refer to the providers listed below and contact them by clicking here.

We urge you to arrange an annual review of these policies even if you do already hold such policy coverage, the CIS partners will arrange for this on a ‘no cost, no obligation’ basis – ensuring you have adequate limits in place and you comply with your duty of disclosure requirements.

Emerge Financial Services

Emerge Financial Services also provides clients with holistic financial planning advice. We consider client’s personal objectives, financial situation, and needs to recommend appropriate strategies and financial products to achieve their goals.
Some of the areas we provide advice in include:

  • Superannuation & Retirement Planning – including Self Managed Super Funds & Account Based Pensions
  • Investments – including Managed Funds and Direct Shares
  • Risk Insurance – Including Life Insurance, Income Protection, & Trauma Insurance

We work closely with our clients to create recommendations that provide clients with the greatest opportunity to achieve their financial goals. Once the initial recommendations have been implemented we regularly review the client’s situation to ensure that the advice remains applicable.

Emerge Financial Services is a Fee for Service practise and does not receive commissions from Investment or Superannuation Product Providers.

The initial consultation is free and gives the clients an opportunity to meet with the adviser before proceeding with advice. This gives clients an opportunity to ask as many questions as they like and establish a relationship with the adviser.

AFSL: 234951